AI-powered financial wellness

Financial wellness
for every
South African

FinWell gives individuals, employers, debt counsellors, and financial advisors a powerful AI tool that reads real financial documents and delivers personalised, actionable advice.

FW
FinWell Assistant
Personalised financial guidance
FW
Hi Thabo! I've read your FNB statement and payslip. Your net income is R38,400/month. I can see your debt repayments are taking up 42% of your income — here's your action plan...
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How much faster can I pay off my bond with R2,000 extra per month?
FW
At R2,000 extra/month on your R950,000 bond at 11.25%, you'd save R318,000 in interest and pay it off 6 years early.
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SA household debt burden
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of SA income services debt
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minutes to a personalised plan
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South African context

Built for every corner of financial wellness

01

Individuals & Families

Upload your bank statements, payslips, and loan documents. Get a personalised budget, debt reduction plan, and savings strategy based on your real numbers — not generic tips.

Personal finance
02

Employers & HR Teams

Offer financial wellness as an employee benefit. Reduce financial stress in your workforce, improve productivity, and support employees with a tool they'll actually use.

Employee wellness
03

Debt Counsellors

Streamline your client intake process. FinWell reads uploaded documents, builds a complete financial picture, and gives you a head start on every client consultation.

Debt counselling
04

Financial Advisors & Credit Providers

White-label FinWell for your clients. Add your branding and embed a powerful AI financial wellness tool into your existing service offering without building from scratch.

White-label ready

Everything your clients' finances need

Upload real documents and get advice grounded in actual numbers — not generic tips. FinWell reads, analyses, and advises in minutes.

Document analysis

Upload bank statements, payslips, bond agreements, vehicle finance, retail accounts, and investment statements. FinWell extracts every figure automatically.

Bond & loan strategy

Calculate exact interest savings and years saved by making extra payments. Compare bond vs investment returns with real numbers.

Personalised budgets

Build a real monthly budget based on actual income and spending patterns — not a template. Identify exactly where money is going and where to cut.

Debt reduction plans

Avalanche vs snowball method analysis. Credit cards, retail accounts, vehicle finance, personal loans — prioritised repayment strategy for every debt.

Joint & couples finances

Upload both partners' documents for combined budgeting advice. Ideal for households managing shared bonds, expenses, and financial goals together.

100% South African

Prime rate, TFSA limits, SARS tax brackets, transfer duties, NCA protections, debt counselling, FSCA guidelines — built specifically for SA financial context.

From documents to a plan in minutes

1

Access FinWell

Enter your access password to get started. Your data is processed securely and never stored on any server.

2

Quick onboarding

Answer 3 quick questions — individual or couple, your main financial goal, and any context not in your documents.

3

Upload documents

Drag and drop your bank statements, payslips, bond, vehicle finance, and any other financial documents.

4

Get your plan

Receive a clear, personalised financial plan based on your real numbers. Ask follow-up questions in plain language.

Start your financial wellness journey

Upload your documents and get personalised advice in minutes. Your data goes directly to the AI — nothing is stored on any server.

Drop your documents here
FW

FinWell Assistant

Personalised financial wellness guidance

Online
FW
Hi! Welcome to FinWell — your AI-powered financial wellness assistant, built for South African families and individuals.

Before we look at your documents, I have a few quick questions so I can give you the most personalised advice possible.

To start — are you managing your finances individually, or as a couple?
Documents are sent directly to the AI for analysis and are never stored on any server.
Get started today

Financial wellness that works for everyone

Need a personal financial plan? Start today. Want to offer your clients a powerful financial wellness tool? FinWell is ready to work for you.

Try FinWell free